CredAbility is a national non profit credit counseling agency. We provide 24/7 service to people in financial need in all 50 states, plus Guam, Puerto Rico and the US Virgin Islands, by telephone and online. In addition, we provide in-person counseling through our branch network of 31 offices located across the southeastern US. CredAbility is a family of Consumer Credit Counseling Service (CCCS) agencies, which includes: * CCCS of Greater Atlanta * CCCS of Central Florida and the Florida Gulf Coast * CCCS of East Tennessee * CCCS of Jackson (Mississippi) * CCCS of Palm Beach County and the Treasure Coast of Florida * CCCS of Upstate South Carolina